This is a great program for investors that fix & flip properties quickly.
We also offer a two-year term gives you the flexibility to fix & flip, buy & hold, engage in an extended rehab, or even qualify for a conforming loan down the road.
This type of loan secured by the Mortgage is exempt from any provisions of the Real Estate Settlement Procedures Act of 1974, as amended and Regulation “X” of the Secretary of Housing and Urban Development because the proceeds of the Loan and the Loan proceeds are being used for as an extension of credit primarily for a business, commercial, or agricultural purpose, as defined by 12 CFR 1026.3(a) (1) of Regulation Z.
Our Loan Products
Conforming Loans
- Loan Amount up to FNMA Limits
- Minimum Credit Score 640
- Primary Residency
- No Reserves Required
Stated Income Loans
- Loan Amount up to $5,000,000
- Purchase up to 75% LTV
- Non-Warrantable Condos
- Primary Properties
No Income Loans
- Loan Amount up to $5,000,000
- Purchase up to 80% LTV
- Non-Warrantable Condos
- Investment Properties
Bank Statement Loans
- Loan Amount up to $10,000,000
- Purchase up to 90% LTV
- Non-Warrantable Condos
- No Tax Returns Required
Condo Hotel Loans
- Loan Amount up to $5,000,000
- Purchase up to 70% LTV
- No Reserves Required
- Foreign Nationals Acceptable
Foreign National Loans
- Loan Amount up to $10,000,000
- Purchase up to 75% LTV
- Cash Out up to 70% LTV
- All Nationalities are Welcome
Jumbo Loans
- Loan Amount up to $50,000,000
- Purchase up to 90% LTV
- Primary Residency
- Investment Properties
Private Money Loans
- Loan Amount up to $10,000,000
- Purchase up to 75% LTV
- Investment Property Only
- No Min Credit Score Neede