Our Loan Products
Nations Trust Mortgage strives to accommodate
every borrower’s need.
Loan Products We Provide
Construction Loans
- No Prepayment Penalty
- LTC Up To 95%
- First Time Developers
- Terms Up To 24 Month
- Residential
- Commercial
Commercial Real Estate Loans
- Office Buildings
- Retail Centers
- Multifamily Apartments (5+ Units)
- Industrial & Warehouse Facilities
- Hotels & Hospitality
- Medical & Healthcare Buildings
Fix and Flip Loans
- Loan Amount Up To $5,000,000
- LTC Up To 95%
- Terms Up To 18 Month
- First Time Investors
- Fast Closings
- No Prepayment Penalty
Home Equity Line of Credit (HELOC)
- Instant Approvals
- Online Closings in 5 days or less
- Fixed-rate options
- No Appraisal
- No Tax Returns
- No Condo Questionnaire
P&L Loans for Self-Employed Borrowers
- Loan Amount up $4,000,000
- Down Payment 10%
- First Time Home Buyers are Welcome
- No Tax Returns
- Fast and Streamlined Process
- Comparative Rates
Hard Money Loans
- LTV Up to 85%
- Term Up to 24 Months
- Min Loan Amount $100,000
- No PPP
- No Credit Necessary
- No LLC Necessary
Foreign National Loans
- Loan Amount up to $3,000,000
- Condo Hotels
- New Constructions
- Down payment 25%
- No Sourcing
- No Seasoning
Condo Hotel Loans
- LTV Up to 75%
- Term 30 Year Fixed
- Low Rates
- Foreign National
- Kitchenette
- Studio
Bank Statement Loans
- Loan Amount up $5,000,000
- Down Payment 10%
- First Time Home Buyers are Welcome
- No Tax Returns
- Fast and Streamlined Process
- Comparative Rates
No Income Doc Loans
- FICOs down to 620
- No Income
- Loan Amount Up To $3,000,000
- O/O or second homes
- First-time homebuyers welcome
- Up to 80% LTV
1099 Only Loans
- Loan Amount up $5,000,000
- Down Payment 10%
- First Time Home Buyers are Welcome
- No Tax Returns
- Fast and Streamlined Process
- Comparative Rates
FHA Profit & Loss (P&L) Only Loans
- Down Payment 3.5%
- Gifts Allowed
- FICO 640
- Self-Prepared P&L
- No Tax Returns
- No CPA
Down Payment Assistance (DPA) Loans
- No Income Limits
- No First-Time Homebuyer Requirement
- 100% Financing
DSCR Investment Property Loans
- Loan Amount up to $4,000,000
- Condo Hotels
- Foreign Nations
- No Sourcing
- No Reserves
- No Seasoning
Non-Warrantable Condo Loans
- Reserves
- Litigations
- Structural
- Insurance
- New Construction
- Hi Investors Concentration
