Condo Hotel Loans

Condo Hotel Financing Made Simple

Looking to finance a condo hotel? Nations Trust Mortgage specializes in Condo Hotel loans designed for buyers, investors, and second-home purchasers seeking financing for non-warrantable condo hotel properties. Whether you’re purchasing a unit in South Florida or refinancing an existing condo hotel, we offer flexible lending solutions that traditional banks often cannot provide.

Unlike conventional lenders that frequently decline condo hotel projects due to occupancy and ownership restrictions, our specialized loan programs are built specifically for these unique properties. We finance many condo hotels that are ineligible for conventional financing, helping borrowers secure competitive terms with a streamlined approval process.

Why Investors Choose Our Condo Hotel Loans

• Financing for non-warrantable condo hotel properties
• Purchase and refinance options available
• Primary residence, second home, and investment property financing (subject to program eligibility)
• Fixed rate loan options
• Higher loan amounts 
• No income documentation options
• Foreign Nationals are welcome 
• LLC ownership available 
• Fast underwriting and efficient closings

Who Is a DSCR Loan Best For

Our Condo Hotel loan programs are ideal for:

• Real estate investors
• Vacation home buyers
• Foreign National borrowers
• Self-employed borrowers
• Buyers seeking financing for non-warrantable condominium projects

Eligible Condo Hotel Properties

We finance many popular condo hotel developments, including eligible projects throughout Florida and other qualifying markets, whether professionally managed or operating under a hotel rental program.

Benefits of Choosing Nations Trust Mortgage

Condo hotel financing requires experience. Our team understands the unique underwriting guidelines associated with hotel-managed condominiums, including rental programs, occupancy requirements, HOA considerations, and project eligibility.

We work with a wide network of Non-QM and specialty lenders to provide financing solutions that many traditional banks simply cannot offer.

When you work with us, you’ll receive:

• Expert guidance from experienced Non-QM specialists
• Fast pre-qualification
• Personalized loan options
• Competitive rates
• Responsive communication
• A streamlined mortgage process from application to closing

Our goal is to help you get approved quickly with the financing solution that best fits your financial profile.