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How to Access Your South Florida Home Equity Without Touching Your Low Mortgage Rate

How to Access Your South Florida Home Equity Without Touching Your Low Mortgage Rate

If you purchased or refinanced a home in South Florida a few years ago, you likely secured an incredibly low mortgage interest rate. Keeping that rate intact is one of…

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07.06.2026

Why Partnering with a Local South Florida Mortgage Lender Helps Realtors Win More Deals

Why Partnering with a Local South Florida Mortgage Lender Helps Realtors Win More Deals

The South Florida real estate market moves at its own unique pace. From the high-rise corridors of Brickell to the quiet, tree-lined streets of Fort Lauderdale and the luxury estates…

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07.06.2026

Conforming Loans

Conforming Loans

Loan Amount up to FNMA Limits
Minimum Credit Score 640
Primary Residency
No Reserves Required

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18.12.2019

FHA Loans

FHA Loans

Loan Amount up to FNMA Limits
Min Score 620 Required
No Down Payment Required
No Reserves Required

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18.12.2019

VA Loans

VA Loans

Loan Amount up to VA Limits
SFR, PUD, Townhome and Approved Condos
No Down Payment Required
No Reserves Required

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18.12.2019

Stated Income Loans

Stated Income Loans

Loan Amount up to $5,000,000
Purchase up to 75% LTV
Non-Warrantable Condos
Primary Properties

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18.12.2019

No Income Loans

No Income Loans

Loan Amount up to $5,000,000
Purchase up to 80% LTV
Non-Warrantable Condos
Investment Properties

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18.12.2019

Bank Statement Loans

Bank Statement Loans

Loan Amount up to $10,000,000
Purchase up to 90% LTV
Non-Warrantable Condos
No Tax Returns Required

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18.12.2019

Condo Hotel Loans

Condo Hotel Loans

Loan Amount up to $5,000,000
Purchase up to 70% LTV
No Reserves Required
Foreign Nationals Acceptable

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18.12.2019

Foreign National Loans

Foreign National Loans

Loan Amount up to $10,000,000
Purchase up to 75% LTV
Cash Out up to 70% LTV
All Nationalities are Welcome

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18.12.2019