Hard Money Loans

Fast Hard Money Loans for Real Estate Investors

When speed matters, our Hard Money Loans provide fast, flexible financing for real estate investors, developers, and borrowers who need funding without the delays of traditional banks. Whether you’re purchasing an investment property, refinancing an existing loan, financing a fix-and-flip project, or securing bridge financing, Nations Trust Mortgage delivers quick approvals and reliable closings.

Unlike conventional lenders, our hard money lending focuses primarily on the property’s value rather than your tax returns or income documentation. This allows us to finance opportunities that many banks decline.

Why Investors Choose Our Hard Money Loans

• Loan amounts from $100,000 and UP…
• Same day approvals 
• Close in as little as 5 business days
• No tax returns required
• No income verification
• Asset-based underwriting
• First and second lien financing available
• Purchase, refinance, and cash-out options
• LLCs, corporations, trusts, and individuals accepted
• Foreign National borrowers welcome
• Residential and commercial investment properties
• Short-term financing with flexible repayment options

Eligible Property Types

We finance a wide range of investment properties, including:

• Single-family homes
• Condominiums ( warrantable and non-warrantable) 
• Condominium New Construction
• Condo Hotels 
• Townhomes
• Multi-family properties
• Mixed-use buildings
• Office buildings
• Retail centers
• Industrial properties
• Vacant land
• Construction and redevelopment projects

Who Is a DSCR Loan Best For

Our Hard Money Loans are designed for borrowers who need capital quickly, including:

• Fix-and-flip investors
• Rental property investors
• Developers
• Builders
• Foreign Nationals
• Self-employed borrowers
• Borrowers with complex income
• Time-sensitive purchases
• Auction purchases
• Bridge financing needs

Benefits of Choosing Nations Trust Mortgage

At Nations Trust Mortgage, we specialize in financing investment properties for real estate investors nationwide. Our experienced team understands investor needs and works to provide competitive loan options with our network of our multiple wholesale lenders.

Whether you’re purchasing your dream home, refinancing your current mortgage, or accessing your home’s equity, we’ll help you secure financing with a smooth and efficient process.

When you work with us, you’ll receive:

• Expert guidance from experienced Hard Money Loan specialists
• Fast pre-qualification
• Personalized loan options
• Competitive rates
• Responsive communication
• A streamlined mortgage process from application to closing

Our goal is to help you get approved quickly with the financing solution that best fits your financial profile.